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The gluttony of American debt raises serious concerns

America is a nation known for creative innovation (e.g. Silicon Valley), freedom of speech, opportunity and prosperity. However, America is getting a bad reputation for its excellent way of spending “fake” money in the means of a small plastic card used to swipe purchases in the good faith that “real” money will be used to pay it back someday. It’s not surprising that we have broken a record with an astonishingly $1.02 trillion dollars owed to credit card agencies.

Know these 4 basic types of construction contracts

Having a legally sound contract in place is crucial before beginning a construction project. Some of the important topics that a contract can address include the specifications of a project, the timeline and the amount of compensation. Contracts can also prevent headache-inducing complications down the road.

When the financial stress is too much

It’s not just you. We’ve all been there. Your pay from your job was just enough to get by and the credit card bills continued to grow. Paying the minimums each month kept the creditors at bay, but the principal kept increasing. And then the unexpected medical bills hit hard.

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