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November 2018 Archives

Five bankruptcy myths

Struggling with debt is extremely stressful. Most people also feel a sense of shame surrounding their debt. And yet, many Americans fight to pay their bills. In 2016, 794,960 people filed for bankruptcy in the U.S.

Resolve contract disputes without going to court

Construction disputes in California typically occur when one or more parties believe there has been a breach of contract. A claim can be costly for your business and damages your reputation. At Tsao-Wu & Yee LLP, we work with clients to resolve issues in the most effective way possible. If you are a contractor on the brink of legal action, there are options available that may allow for dispute resolution without the time and expense of going to court.

What exemptions can I take?

When you file for bankruptcy in California, you may expect that the court will seize your assets. While this is true, there are exemptions you can take to save some of your assets. The idea behind exemptions is to allow you to retain some property to rebuild with after the bankruptcy process is complete. There is a range of exemptions for various types of property. However, the ones people are often most concerned with are those assets that they use daily, such as their home, vehicle and professional tools.

How can I avoid overspending during the holidays?

If you’re having money trouble, the holidays can be a very scary time. It’s easy to spend exorbitant amounts of money during this season, whether on gifts for your loved ones or buying food in preparation of a holiday meal. In order to keep your finances on track, Forbes offers the following advice.

Can a home warranty protect you?

When you build a new home in California, you put a lot of trust in your builder. Generally, to help ensure that you are satisfied with the final product, your builder will offer a warranty. However, the FTC warns not all warranties are equal. You may even have the option of buying additional warranties from third-party providers. Some of the components of your home, such as the heating system or the appliances may also come with manufacturer warranties. It is important to understand how each of the warranties protects you.

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